Home Buyers FAQ for Bucks County, PA

Doylestown's market stays strong due to its schools, downtown scene, and charm. If you're financially ready and plan to stay a few years, it’s always a good time to buy in a town like this. Waiting for the “perfect time” often means missing out.

Yardley’s average home price hovers around $550K–$600K, depending on the neighborhood and style of home. From riverfront colonials to townhome communities near the train station, prices vary — but it’s always a solid investment thanks to location and schools.

Expect to put down 3–20% depending on your loan type, plus 2–5% for closing costs. For example, on a $500,000 home in Richboro, that’s about $25,000–$50,000 minimum total. Some programs help reduce that number — let’s talk options.

Most lenders want to see at least a 620 score for conventional loans and 580 for FHA. But a higher score can get you a lower interest rate. Not sure where you stand? I can connect you with trusted local lenders for free pre-approvals.

Yes! The PHFA offers low-interest loans and down payment assistance. Some Bucks County banks also offer first-time buyer perks. New Hope may be high-end, but there are still opportunities for first-time buyers — especially with the right guidance.

Check out Arborlea, Edgewood Park, and Makefield Glen — all close to schools, parks, and major commuter routes. Yardley blends walkability, safety, and community vibes, making it a top pick for families.

Yes, if you qualify for a VA loan or certain USDA-eligible areas nearby. Also, some grant programs help with down payment assistance for first-time buyers. You don’t need to be rich — you just need the right team.

Pre-qualification is a soft estimate; pre-approval is verified by a lender and carries more weight. In competitive markets like Doylestown, you need a pre-approval letter in hand to even be considered by most sellers.

If you plan to stay put for a few years, buying in Richboro builds equity and protects you from rising rent. With great schools and low crime, homes here tend to appreciate — making it a smart long-term move.

From pre-approval to closing, plan for 30–60 days. Finding the right home can take a few weeks or a few months — it depends on inventory and your wishlist. Once you're under contract, the typical closing takes 30–45 days.

Closing costs usually range from 2–5% of the purchase price and include lender fees, title insurance, taxes, and more. On a $600,000 New Hope home, expect to pay around $12,000–$30,000 in closing costs — some of which can be negotiated or covered by the seller.

Technically no — but having your own agent costs you nothing (the seller pays the commission) and gives you an expert negotiator in your corner. I represent your interests, not the seller’s, and I’ll keep you from overpaying or overlooking red flags.

You’ll have options — request repairs, ask for a credit, renegotiate the price, or walk away. Inspections are there to protect you, and I’ll guide you through every step with trusted local inspectors who know what to look for in Newtown homes.

Doylestown property taxes vary based on location and school district, but they tend to be on the moderate-to-high side compared to the rest of Bucks County. Always ask for the most recent tax bill before making an offer — I’ll help you break it down.

New construction is limited in Richboro, but small custom developments pop up occasionally. If you want brand-new, we can also explore nearby towns with more availability while keeping you close to Richboro’s top-tier schools.

Yes — but not all homes qualify due to condition or HOA rules. If you’re using an FHA or VA loan, we’ll focus on homes that meet the guidelines so you don’t waste time falling for the wrong one.

Some Newtown communities have HOAs that cover snow removal, trash, or landscaping. Always ask what’s included in the fee and what rules they enforce. I’ll make sure you review the HOA docs before committing.

Yes, if you’re still within your contingency periods (inspection, mortgage, appraisal, etc.). Once those pass, backing out could mean losing your deposit — so timing matters. I’ll keep you on track and protect you every step of the way.

Bring your ID, any required certified funds (or wire confirmation), and a pen — though you’ll probably get hand cramps from signing. I’ll send you a full checklist before closing so there are no surprises.